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California Student Health Insurance

Students often think that they can forego CA health insurance because they think that will always be healthy and that California health insurance is simply too expensive. However, with health care costs rising – students should take just a little time to more carefully weigh their CA health care options. Without proper health care insurance coverage even one night in the hospital due to an unforeseen and unfortunate even can ruin the financial fortitude of even the most prepared college student or graduate student.

There are many cheap student health insurance plans for California residents. If a student is fairly healthy then the rates for California individual health insurance is extremely low cost as the single largest determinant of a health insurance plan’s price is the age of the applicant. Everything else being equal, the younger the applicant is the lower the plans rate will be. This can allow even the most financially strapped CA student to afford a full health insurance plan.

Many comprehensive major medical full coverage health insurance plans can be purchased for under $100 per month in California. Also, if a job offer with health benefits is soon on the horizon then maybe a temporary health insurance plan may be the way to go as there are even cheaper temporary health insurance plans available for students.

Although there are many low cost plans available; one thing to be careful of is buying a health plan on price alone. It has been said that, “All health insurance is the same UNTIL you actually need to use it” and this saying is quite true. You will want to choose a large and well know California insurance company rather than some “fly by night” company that you have never heard of. (Beware of health discount cards and other small benefit programs that pose as true health insurance but can leave you financially exposed in the event of a large medical bill).

Be sure and compare the top student health insurance plans from different insurance companies that offer coverage in your home or school zip code. Take 30 seconds and let the ease of the Internet save you some time by comparing free California health insurance quotes now!

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